Guides & Data
Research-backed deep-dives built from Federal Reserve SCF, Census ACS, and Pew Research data. Every number is sourced. Every claim is verifiable.
9 min read
Average Net Worth by Age (2026)
Median net worth by age group: under 35 ~$39K, 35–44 ~$135K, 45–54 ~$247K, 55–64 ~$364K, 65–74 ~$410K. See how you compare and what moves the needle at every stage.
Read guide10 min read
What Is Middle Class Income in 2026?
Pew Research defines middle class as 67%–200% of median: $54,700–$163,200 for a family of three. See thresholds by household size, state, and city.
Read guide8 min read
How Rich Am I? Understanding Wealth Percentiles
Top 10% net worth starts at $1.94M, top 1% at $13.7M. Income tells you how fast you fill the tub; net worth tells you how full it is. Find your exact percentile.
Read guide12 min read
The Complete Guide to FIRE: Lean, Coast, Barista & Fat
From Lean FIRE on $30K/yr to Fat FIRE at $100K+ — which path fits your goals? Understand each variant, calculate your number, and map your timeline.
Read guideOur data sources
Every statistic in our guides comes from primary data providers:
- Federal Reserve SCF 2022 — US household net worth and balance-sheet composition
- Census ACS 2024 — Household income distributions by state and city
- Pew Research Center — Middle-class definitions and trends
- SSA / BLS — Wage statistics and labor data
Full methodology available on our methodology page.